Single Moms Need Life Insurance Too!
Are you a single mom? Do you need life insurance? Absolutely. Find out the best way to buy life insurance for single moms. Single moms are some of the most empowered women I know. They do the work of two people tirelessly every single day because they view their responsibilities not as burdens but as unfailing demonstrations…
6 Factors That May Raise Your Life Insurance Rates
Insurance costs vary and depend on a number of factors. Age, sex, medical history, profession, and location are a few examples of the factors that go into calculating insurance premiums. Taking precautions and cutting out bad habits or improving on certain lifestyle shortcomings can result in lower rates. Factors that can raise your life insurance premium…
3 Simple Health Tips You’re Not Hearing About
Do you ever feel inundated with new information about what is healthy and what is not? Here’s 3 simple health tips that can improve your well-being and save you money on life insurance. There are plenty of new diets claiming to be the best along with proven studies to show how and why they work. …
Term Life Insurance Policy Conversion
Most term life insurance policies offer what’s known as convertibility. This gives you the right to “trade in” your term policy for a permanent one – with no medical exam or health questions. But, should you? Check out the video below and get clear about term conversion and whether or not it’s something you should…
Life Insurance Can Help Send Your Child to College
One of the great benefits of life insurance is that the money can be used for a variety of things, including sending a child to college. So if you don’t have child life insurance, find out more. Part of the American Dream is sending our children to college and preparing them for a bright future. …
You May Get Lower Life Insurance Premiums if You Get Healthy
You might be able to lower your life insurance premiums with just a few lifestyle changes. To learn more, read on. Your health is directly linked to the life insurance premiums you’ll pay. What most people don’t know, however, is that if you decide to make certain lifestyle changes and it results in a lower…
Disability Insurance. Have You Protected Your Paycheck?
You buy insurance for your material possessions – your home and car, for example. But have you insured the one thing that enables you to pay for those possessions? Believe or not the most important thing you can insure is your ability to earn – yes protect your paycheck. Ask yourself, how long would your…
[VIDEO] 5 Things You Didn’t Know About Life Insurance Underwriting
Whether you’re in the midst of the underwriting process or simply considering purchasing a life insurance policy, there are 5 facts you should know about life insurance underwriting. But if you have only one take-away from this it’s, don’t lie. Be upfront and honest because the consequences can be severe – including your family being…
[VIDEO] Universal Life Insurance. Plain & Simple.
Universal life insurance is often one of the best options for those who need flexible amounts of life insurance at different periods of time. Plus you can build, and access, a cash value that can be used for anything you would have purchased with your own earned income! Universal life insurance protection is a lot of flexible…
[VIDEO] Save Age May Help You Save on Life Insurance
When most people talk about their age, they’re typically speaking about their actual age. You know, you’re 36 until the day of your 37th birthday – then you’re 37. Well, for purposes of pricing, term life insurance companies use one of two methods for calculating your age: Attained Age or Age Nearest. This terminology, Attained Age…