The Lowdown on High Cholesterol and Life Insurance
What do cholesterol and life insurance have in common? Your cholesterol level is a major factor in how much you will pay for life insurance. To find out more, read on. Unless you’ve been living on your own private island with no Wi-Fi, you’ve probably heard by now that your cholesterol levels are a huge…
Is There Life Insurance for a Child with Special Needs?
Children with special needs can present exceptional challenges for parents. One being, ensuring your child will be financially secure and cared for after you’re gone. As any parent knows, raising a family can be both rewarding and challenging. However, caring for a child with such needs requires a level of devotion and dedication that can…
Life Insurance: Frequently Asked Questions
If you’re wondering what type of policy you need, for what length of time the coverage is necessary, how long it’s going to take to get a policy, you’re not alone. These are very common questions. Fortunately, you’ve come to the right place! We’ve put together these FAQs to help make this process as easy for you…
Life insurance beneficiaries: Who gets what, and when?
There are plenty of terms and acronyms used in the life insurance industry and it can make life insurance confusing and convoluted. And beneficiary or bene, as it’s often referred, is definitely one of those terms. While you can decide how many primary and contingent beneficiaries you want, it’s important to take a moment to…
Can Being Pre-Diabetic Stop You from Getting Life Insurance?
If your blood sugar is slightly elevated, should this be a red flag regarding your health? How could pre-diabetic glucose readings affect your chances of getting life insurance? The truth is the healthier you are, the lower your life insurance rates will be. There are six main factors that can raise your life insurance rates and one of them…
How Guaranteed Universal Life Insurance Can Save You
One problem with today’s popular level term policies is that when the term ends, and you receive the premium notice for the next year, you better be sitting down! Why? Because the premium increases at the end of the initial term (typically 10, 20, or 30 years) are MASSIVE. Take a look at your policy…
Can I Get Non-Smoker Life Insurance Rates if I’m Only Vaping?
In certain circles, cigarette smoking has become rather unfashionable. You can’t smoke at your work desk. You can’t smoke inside public buildings. You can’t smoke on planes (whoever thought that was a good idea?). What’s a smoker to do? Well, in recent years some cigarette smokers have switched to a more socially acceptable form of…
Can Prostate Cancer Survivors Get Life Insurance?
More men are surviving prostate cancer. But can you still buy affordable life insurance? Find out more about prostate cancer life insurance options. For many men over a certain age, getting an annual physical exam is no big deal. Except for one particular test. And if you’re a male, you know what test I’m talking…
What Is Breach of Utmost Good Faith?
When it comes to buying life insurance, honesty is the best policy. A “breach of utmost good faith” to your carrier can have catastrophic consequences to your coverage. To find out more, read on. Insurance, like most contracts between consumers and a business, is built on trust. A common law principle, “utmost good faith,” is…
Can I Get Life Insurance if I’m Not a U.S. Citizen?
Is there life insurance for non-U.S. citizens? For the surprising answer, read on. Here’s a question we’re asked every once in a while here at AccuQuote: “Can I get life insurance if I am not a U.S. citizen?” The short answer is…yes. You may qualify for a life insurance policy here in the U.S., but…