Finding the best values in affordable Maine life insurance policies is easy with AccuQuote. We can help you compare the prices, features and financial strength of hundreds of quotes from the most trusted life insurance companies in the country. Since 1986, we have consistently delivered the best values to hundreds of thousands of people providing a variety of life insurance products.
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Benefits of Maine Life Insurance
The State Insurance Code of Maine regulates the life insurance industry in the state. The code safeguards the interests of anyone purchasing life insurance through provisions such as:
Processing of Death Benefits: All life insurance companies are required to settle death claims within a reasonable amount of time. Provided all the paperwork is in order, this is usually within two months.
Grace Period: Life insurance companies must provide a 30-day grace period to insurance holders who miss a payment before canceling the policy.
Life insurance companies are also protected by State Statutes. They have the right to contest any information that a consumer puts on the application for up to two years from the date the policy has been issued. If there is any discrepancy, the policy can be terminated. An exception is made for misstated age. If the age is incorrectly stated, the policy rate is adjusted to reflect the correct age.
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