Final Expense Life Insurance. Everything You Need to Know.
Final Expense life insurance is a very real and legitimate way for people to create funds to help offset the inevitable expenses associated with dying. Policies are available up to age 85, regardless of your health, and can be tailored to meet your budget. Download our FREE Funeral Planning Guide Below What IS final expense life…
My Real-Life Life Insurance Story
Life insurance is one of those things you know is important, but you don’t want to pay for it. I mean really, only those left behind stand to gain from you kicking the bucket. It just doesn’t seem like a deal. Until someone close dies. Then there it is. The stark reality of death with…
Your Sobriety and Life Insurance Coverage
Addiction ruins lives. Period. And the truth of the matter is, those who are strong enough to make it through to see the light at the end of the tunnel have a new lease on life. A renewed love of friends and family. And, a desire to protect everything that supports a sober life. But,…
Types of Life Insurance. The Basics.
Life insurance comes in many shapes and sizes, but there are two basic types of life insurance policies: Term or Temporary life insurance and Permanent life insurance. They both do exactly what it sounds like: Term insurance is temporary and offers coverage for a specific period of time and pays the face amount of the…
Second-to-Die Life Insurance. Who Needs It?
Survivorship or Second-to-Die life insurance is a type of life insurance that covers two individuals (usually a married couple). The policy’s death benefit is only paid after both insured individuals die. While this type of coverage is most used for estate protection, parents of children with special needs can provide funds for living and care…
Life Insurance: What? Who? How Much?
Life insurance is one of the most important parts of a healthy overall financial plan. Continue reading and learn the what, the who, and the how much, of life insurance. What is life insurance? Life insurance, in its simplest form, is income replacement. When you die, your life insurance will help take care of those…
6 Life Milestones and Life Insurance
How you plan today will determine how you, and your family, will live tomorrow. When it comes to life insurance your needs may differ depending on where you stand in your personal and professional life at a given point in time. There are various milestones that may affect your life insurance needs. Understanding life insurance…
What Comes to Mind When You Hear the Words “Life Insurance”?
When people think of the words “life insurance,” many have an uneasy aftertaste to the term. Why? This blog explores the benefits of life insurance and why some people are hinky about coverage. Say you’re a tourist visiting New York City. You go into any coffee shop or diner and order a bagel. You take…
Is There Life Insurance for a Child with Special Needs?
Children with special needs can present exceptional challenges for parents. One being, ensuring your child will be financially secure and cared for after you’re gone. As any parent knows, raising a family can be both rewarding and challenging. However, caring for a child with such needs requires a level of devotion and dedication that can…
Life Insurance: Frequently Asked Questions
If you’re wondering what type of policy you need, for what length of time the coverage is necessary, how long it’s going to take to get a policy, you’re not alone. These are very common questions. Fortunately, you’ve come to the right place! We’ve put together these FAQs to help make this process as easy for you…