Is your coverage still right for you? Whether you bought your policy through AccuQuote or elsewhere, our free policy review helps ensure your life insurance matches your current needs. If it’s been a year or more, or you’ve had major life changes, like marriage, a new job, a baby, or a home purchase, it’s time for a review. These events can affect how much coverage you need and your premium costs.
What Is a Free Life Insurance Policy Review?
A free life insurance policy review is a no-obligation checkup of your existing coverage. A licensed advisor reviews the details of your current policy to help you understand how it works, what it covers, and whether it still aligns with your financial situation and goals today.
The review is completely objective and does not require you to change or replace your policy. Its purpose is to identify potential gaps, overlaps, or unnecessary costs; and to give you clear, straightforward guidance so you can make informed decisions with confidence.
Who a Policy Review Is Helpful For
A life insurance policy review can be valuable at many different stages of life, especially if your coverage hasn’t been revisited in a while. Many people continue paying premiums without fully understanding whether their policy still fits their situation.
A free policy review is especially helpful for:
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People who bought a policy years ago and haven’t reviewed it since
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Families who’ve experienced major life changes (marriage, children, buying a home)
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Anyone who’s unsure what their policy actually covers or how it works
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Individuals paying premiums automatically without reassessing their needs
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Those relying primarily on employer-provided life insurance
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Anyone whose health, income, or financial responsibilities have changed
If any of these sound familiar, a policy review can provide clarity and peace of mind, without any obligation to make changes.
Why Get a Review?
Adjust coverage to fit your life
Save money on premiums
Explore conversion options
before they expire
Plan for health changes
affecting future rates
What We Review During a Policy Checkup
During a free life insurance policy review, we take a straightforward, practical look at how your coverage works today, not how it was originally sold. The goal is clarity, not complexity. Everything is explained in plain English, so you understand exactly what you have and how it fits your current needs.
We typically review:
- Your coverage amount compared to your current financial responsibilities
- The type of policy you have (term, whole life, or universal life)
- Your premium structure, including potential future costs
- Any term expiration or conversion deadlines
- Beneficiary designations and whether they’re up to date
- Cash value and policy features (if applicable)
- Gaps between employer-provided and individual coverage
You’re free to ask questions at any point, and there’s no obligation to make changes unless you choose to.
How the Free Policy Review Works
Getting a free life insurance policy review is straightforward and designed to be easy, there’s no obligation and no pressure to make changes.
1. Submit your policy details
Share basic information about your existing policy or upload your documents securely.
3. Receive clear, unbiased feedback
We explain what your policy does, how it works, and whether it still fits your needs, using plain, easy-to-understand language.
2. A licensed advisor reviews your coverage
An experienced advisor examines your policy details, structure, and current relevance.
4. Discuss options (only if you want to)
If there are potential gaps or opportunities, we’ll walk through them together. There’s no requirement to change or replace your policy.
The goal is simple: give you clarity so you can make confident decisions about your coverage.
How To Reach Us
Phone:
Call us at (800) 442-9899 to speak with an expert advisor.
Fax documents to (847) 850-2800.
Email:
Send your questions to [email protected].
We typically respond (often with a quick phone call) within two business days.
Office:
AccuQuote Main Office
1450 American Lane, Suite 1000
Schaumburg, IL 60173
Office Hours (CST):
Monday–Friday: 7:30 AM – 8:00 PM
Saturday: 8:00 AM – 1:00 PM
