One of the most common questions we hear at AccuQuote is: “Do I need life insurance?”
The simple answer is yes. If you have loved ones who rely on you, or financial responsibilities that would fall to someone else, life insurance isn’t a luxury, it’s a necessity.
At AccuQuote, we make the process easy. Since 1986, families have trusted us to help them secure reliable, affordable life insurance.
Why You Need Life Insurance
Life insurance is designed to take care of your loved ones. When you pass, your policy’s benefit can help your family stay financially stable during a difficult time.
The payout can cover:
- Lost income
- Mortgage or rent
- Household bills
- Funeral and final expenses
- Education costs
- Outstanding debts
What Type of Life Insurance Do I Need
If you’re wondering what type of policy makes the most sense, term life insurance is usually the best place to start.
Term life insurance is the most affordable and easiest to understand. Term life insurance provides coverage for a set number of years, ranging anywhere from 10 – 35 years. You pay a fixed premium during that timeframe, and if you pass away during the term, your beneficiaries receive a tax-free lump-sum death benefit.
It’s straightforward, predictable, and designed to give your loved one’s financial protection when they need it most.
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